Quality Real Estate Appraisals. Excellent Service.For years, mortgage lenders and consumers, as well as other real estate professionals, have depended on our expertise to provide high-quality value estimates on all sorts of homes in Grand Traverse, Benzie and Leelanau Counties. By continuously keeping up with local real estate trends and staying current on valuation techniques through accredited courses, we've been consistently able to generate reliable home valuations for people just like you. Leading appraisal experts for:
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| Not Reading Too Much Into Late Day Reversal | ||
| 7/2/2026 1:17 PM | ||
| Not Reading Too Much Into Late Day Reversal Bonds rallied quickly in response to this morning"s jobs report and pressed to even stronger levels by mid-day. That"s the point in the day that most traders (the ones actually working) consider bonds to be "closed." You"re free to do the same and count today as a...Read More | ||
| Mortgage Rates Recover Somewhat | ||
| 7/2/2026 12:05 PM | ||
| Today is a half day for financial markets, which is a typical feature of a federal holiday weekend. Because tomorrow is fully closed, the big jobs report (normally a Friday affair) was instead released this morning. It ended up helping rates move lower. The jobs report (officially "The Employment Situation") measures new jobs created (or lost) eac...Read More | ||
| Mortgage Applications Flat, Purchase Activity Edges Higher | ||
| 7/2/2026 10:50 AM | ||
| Mortgage application activity was essentially unchanged last week, as a modest increase in purchase demand offset a slight decline in refinancing. The Mortgage Bankers Association (MBA) reported a 0.04% increase in total application volume on a seasonally adjusted basis for the week ending June 26. Purchase activity provided the week"s modest su...Read More | ||
| Younger Borrower, Medical Professional; Full Loan Cycle AI; CEO Kim Nelson Interview; Non-Agency News | ||
| 7/2/2026 10:43 AM | ||
| The Office of the Comptroller of the Currency (OCC) reported on the performance of first-lien mortgages in the federal banking system during the first quarter of 2026. The OCC Mortgage Metrics Report, First Quarter 2026 showed that 97.7 percent of mortgages included in the report were current and performing at the end of the quarter, a slight incre...Read More | ||
| Home Prices Growing Slower, But Outright Prices Still at All-Time Highs | ||
| 7/2/2026 10:40 AM | ||
| Home price appreciation remained subdued in April, as the latest data from both FHFA and the S&P Cotality Case-Shiller Home Price Indices continued to point to a housing market with little overall momentum. While annual price growth improved modestly from the prior month in both reports, elevated mortgage rates and ongoing affordability cha...Read More | ||
| Red Night, Green Morning After Weaker Jobs Data | ||
| 7/2/2026 8:05 AM | ||
| Bonds continued drifting gently higher in the overnight session with 10yr yields just barely edging above 4.50% before today"s big jobs report (the only calendar event of note before the holiday weekend). The reaction is perfectly reasonable given the data results. The payroll count was weaker (57k vs 110k, with another -71k of revisions) and bonds...Read More | ||
| Bonds Find Some Solace in Warsh Despite a Bit More Selling | ||
| 7/1/2026 2:46 PM | ||
| Bonds Find Some Solace in Warsh Despite a Bit More Selling The past 2 days have been rough for the bond market--nothing catastrophic, but "brisk" in terms of unexpected selling pressure. To be fair, buying/selling pressure is never truly expected (otherwise, why wait to trade it?), and higher volatili...Read More | ||
| Mortgage Rates Jump to Highest Levels in a Week | ||
| 7/1/2026 2:15 PM | ||
| In a real sense, today"s rate update is more of an addendum to yesterday"s rate update. Yesterday afternoon saw heavy, continued selling in the bond market amid a flood of trading associated with the end of the quarter. Because mortgage rates are directly based on the bond market, this resulted in multiple lenders raising rates late in the day (aft...Read More | ||
| Accounting, AllReg"s AI Tools; Isaac Boltansky Interview; CRA Stats; STRATMOR on LO Trust | ||
| 7/1/2026 10:04 AM | ||
| We find ourselves in the 3rd quarter of 2026. The stock market has made the headlines, but between a) the reduction in the number of publicly held companies, and b) the weight given to AI-related stocks, it is worth reminding everyone that the stock market is not the economy. Economies are complex, as are countries. Did you know that more Europeans...Read More | ||
| Tuesday Sell-Off Sticking; Warsh and ISM On Deck | ||
| 7/1/2026 8:28 AM | ||
| Bonds have added modestly to Tuesday"s big quarter-end sell-off (a phenomenon that has nothing to do with the sorts of fundamental developments that dictate a vast majority of market movement). Thankfully, the random plumbing-related volatility is behind us as we begin the new quarter. Old-school potential volatility awaits. The morning"s first ord...Read More | ||
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