Quality Real Estate Appraisals. Excellent Service.For years, mortgage lenders and consumers, as well as other real estate professionals, have depended on our expertise to provide high-quality value estimates on all sorts of homes in Grand Traverse, Benzie and Leelanau Counties. By continuously keeping up with local real estate trends and staying current on valuation techniques through accredited courses, we've been consistently able to generate reliable home valuations for people just like you. Leading appraisal experts for:
North Wing AppraisalAppraiserTechnology plays a prominent part in how North Wing Appraisal does business. It helps keep costs down while maintaining superb quality and responsive service. We also believe that regardless of the business, service is the top reason a client comes, goes, repeats or gives your number to others. We keep this in mind whether you're talking to us on the phone, in e-mail or talking in person. Our goal is simply an unsurpassed experience for our clients. Call North Wing Appraisal today. We guarantee you'll see the difference, too. Contact Us |
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| Home Equity, Verification, Asset-Based Lending, MI Tools; Housing Demand Shift; Fed Balance Sheet Thoughts | ||
| 7/15/2026 10:44 AM | ||
| Certainly the cost gap between renting and owning is widening, and the press is filled with stories that our borrowers see, and MLOs should read, like, “Rent vs. Buy: Is Renting Cheaper Than Buying a Home?” or “Rent or buy? How long it takes for buying a home to pay off in each metro.” Today at 11AM PT on L1’s Mortgage Matters, Developer’s Mortgage...Read More | ||
| PPI Does Its Best CPI Impression. Bonds Like It | ||
| 7/15/2026 8:20 AM | ||
| The Producer Price Index (PPI) is not normally a huge market mover, but it has its moments of moderate impact. Today is such a moment as PPI did its best to mimic yesterday"s sharply lower CPI. There were also big revisions to previous months which brought annual PPI a full 1.0% lower from last month"s initial reading (5.5% today vs a 6.0 prev...Read More | ||
| Why Were 10yr Yields Only a Few bps Lower Today? | ||
| 7/14/2026 3:42 PM | ||
| Why Were 10yr Yields Only a Few bps Lower Today? If you missed this morning"s commentary, the gist is that inflation for June (via the CPI report) came in much lower than forecast (biggest "miss" in over a year). Given the market"s preoccupation with inflation, this logically resulted in an immediate bond r...Read More | ||
| Mortgage Rates Stage Moderate Recovery From Long-Term Highs | ||
| 7/14/2026 2:17 PM | ||
| Our daily 30yr fixed rate index hit 6.75% yesterday. This matched the high from May 19th and is the highest level since late July 29, 2025. The key contributor to the recent spike has been the uptick in fuel prices in July combined with the fact that rates never made it any lower than 6.52% over the past 2 months. In other words, we were already in...Read More | ||
| CRA, Call Report, Non-QM U/W Tools; ROAD to Housing Bill Viewed; Immigration and Credit Reminder | ||
| 7/14/2026 10:22 AM | ||
| Ever heard someone say something that was blatantly misleading? On July 16, at 2PM ET, you can race to buy one of Olive Garden’s 10,000 “Never Ending Pasta Passes.” But it does end, after 13 weeks. Yup, for $100 you can economically gain a lot of weight, since it’s in our DNA to do so. Speaking of DNA, do you really think that it is in the DNA of r...Read More | ||
| Strong Start After Sharply Lower CPI | ||
| 7/14/2026 7:56 AM | ||
| The Consumer Price Index came in FAR below expectations with a core reading of 0.0 vs 0.2 forecasts. In unrounded terms, it was -0.17%. Headline CPI was more sharply negative than expected at -0.4 vs a -0.1 forecast. Supercore (which excludes housing) was down -0.2 which is the first negative reading in over a year. Core goods also remained in nega...Read More | ||
| Mortgage Rates Near 1-Year Highs | ||
| 7/13/2026 3:12 PM | ||
| Interest rates are based on bonds. Because the bonds underlying the average mortgage are fixed rate, inflation is the enemy. Imagine you"re an investor fronting the money for a fixed-rate mortgage. You know your schedule of payments from day one. Let"s say the payment is $5 or enough to buy a dozen eggs. Now let"s say inflation raises the pr...Read More | ||
| Fraud Report, AMC, Non-QM Products, eNote News; ROAD to Housing Thoughts; Oil and Rates | ||
| 7/13/2026 10:55 AM | ||
| Recently, MISMO released its new white paper, “From Paper to Performance: How eNotes and eClosing Streamline Liquidity,” providing guidance for originators, warehouse lenders, investors, and technology providers to implement digital mortgage solutions. Today at 10AM PT is Now Next Later, presented by Relcu, where Jeremy Potter and Eric Lapin are jo...Read More | ||
| Weekend Weakness And Another Showdown With a Technical Ceiling | ||
| 7/13/2026 8:21 AM | ||
| Bonds are weaker to start the new week and the catalyst is simple. The U.S. ramped up air strikes in Iran, both in terms of number and distance inland. Iran responded by hitting various allied targets. Perhaps more importantly for financial markets, shipping traffic has returned back to war-time lows after a noticeable surge in the 2nd half of June...Read More | ||
| Some Bond-Specific Weakness in The Afternoon | ||
| 7/10/2026 2:50 PM | ||
| Some Bond-Specific Weakness in The Afternoon Oil and Treasury yields were almost perfectly correlated for almost the entire week. Friday afternoon was an exception. Oil continued sideways to slightly lower while yields rose a bit. Overall damage was negligible, but it was interesting nonetheless. While ther...Read More | ||
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